Short term health insurance is a fast and affordable way to get medical coverage to protect you in the event of a sudden illness or an accident when you are without other insurance coverage.
When might you need short term health insurance?
You might need medical coverage in the event of a job change or termination from a job when you want an alternative to an expensive Cobra insurance policy.
Perhaps you only need temporary insurance during the interim that your new company’s insurance goes into effect.

You need short term coverage because you’re a recent college graduate whose university insurance has ceased.
You might need short term insurance if you simply do not have health insurance and want to get some immediate coverage while you look at insurance options.